The “Greater” Shift – The Impact of the $30T Generational Transfer

In a recent post, we argued that technology’s effect on the delivery of wealth management advice has reached a tipping point. One of the 3 drivers that we discussed was the growing momentum in the adoption of cloud-based applications. The second driver was the ability of platforms like InvestCloud’s to offer fast, low-cost applet creation so that more business processes can move into the cloud. Lastly, the third factor we raised, was the massive intergenerational asset shift that will be cresting over the next several years. While the “Great Transfer” from the WW2 Generation to their Boomer heirs is still going on, it will soon be eclipsed by an even larger transfer wave from the Boomers to their millennial heirs.

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Fintech Finance – This party is not like 1999

The tech bubble of 1998-2000 proved how fantastically inflated valuations can become, and history may drive concern on the start-up landscape today. However, revenue and earnings evaluations are a significant difference between these two periods. “Counting eyeballs” is a term coined by advertisers to determine how many people will see an ad in a given location. A large portion of the money raised during the tech bubble was driven by the potential to sell eyeballs.  Companies saw their valuations increase, not only pre-profit, but also pre-revenue. Taking a closer look, this is no longer the case today…

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InvestCloud cScore Drill-down: Dynamic Content & Blogging

Do you know how to score your dynamic content and blogging?

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Leverage – The Art of Software Generation

The days of relatively simple requirements and $100,000, 6-month changes, are behind us; although for many companies, these types of issues are still very much mainstream.  With years of industry knowledge under our belts, along with an understanding of it’s mainstream challenges and shortcomings, InvestCloud took a different and “leverage-centric” approach.

Read more from InvestCloud’s CEO, John Wise at

John Wise is a founding partner and CEO of InvestCloud, and is a serial entrepreneur.  In his role, John is focused on product design and promotion of the world’s first investment management platform in the cloud.  John was the founder of the most successful data warehouse company to the financial asset services firms to date.

John Wise introduces Cloudonomics for Hardware (part 4 of 4)

A “hardware cloud” is where the cloud provides computing power on demand, similar to a utility (e.g., the Department of Water and Power); however, instead of distributing water and electricity, the cloud distributes processing power, bandwidth, memory and storage. The Cloudonomic effect is that users now have …


InvestCloud’s CEO John Wise, previous founder of Netik, speaks on Lessons Learned

My new team and I decided to sell the SWIFT division to San Francisco based BankServ, and the reconciliation division to Los Angeles based LightSpeed Data, and focus on a key component of Netik’s T+1 solution, the data warehouse that we had purchased from Montclair, a data warehouse specialist.
We realized Eagle Systems was selling well with Pace (a data warehouse) and Star (an accounting system) and looked for companies that would want to compete with Eagle Systems. The result was teaming up with Advent Geneva and selling to UBS, Credit Suisse, SEI, and Pershing to name a few – very successful. At the same time, we also realized that The Bank of New York’s (BONY) outsourcing group had a problem with their competitor, Mellon, as they (Mellon) owned Eagle Systems. Our strategy was to sell to BONY so they could compete with Mellon. The approach was more than successful, as the Bank of New York decided to purchase the company – another happy day.

John Wise introduces Cloudonomics for Services (part 3 of 4)

Cloud services are often referred to as cloudsourcing. Cloudsourcing results in resources being allocated from home or any location to complete the work. Cloud offers more than just flexibility in outsourcing resources; cloud offers …
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